Debt Collection Lawsuits – recent trends

a lawyer in his office showing a document with the text lawsuit written in it
a lawyer in his office showing a document with the text lawsuit written in it

We’ve been getting a lot of calls recently from people who were sued several years ago.  In many cases, these consumers did not retain an attorney, and instead tried to handle the matter themselves.  What resulted was a judgment — by either consent or default.  In almost every case, I ask these callers, “Why didn’t you get an attorney?”  The most common answers are:

a) I didn’t think I could afford an attorney; b) I read on the internet that I could represent myself and beat the collection agency in court; or c) I owed the money, seemed like a lost cause.

Being sued is a serious matter.  Without an attorney, you will most likely waive any good defenses or counter-claims, miss deadlines, and have a judgment against you before you know what’s happening.  And giving up and allowing the debt collectors to take a judgment against you can cost you tens of thousands of dollars.

The good news is that there are firms, like this one, which represent consumers.  We make it so you can afford to pay us and we strive to get you the best results possible.  In some cases, we can get the entire case dismissed.  In others, we have been able to negotiate settlements which save our clients thousands, even tens of thousands of dollars.

If you are being sued by a bank, debt collector, credit company, debt buyer, or other corporation, do not go it alone.  Give us a call.


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